Member savings, share capital, loan management, and repayment tracking — built for how Ugandan SACCOs actually operate, with mobile money at the center rather than bolted on as an afterthought.
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Overview
SACCOs handle member savings, shares, and loans where accuracy isn't optional — a miscalculated balance is a member's trust gone. We build SACCO management systems that track member accounts, automate loan interest calculations, integrate mobile money for deposits and repayments, and give your board the reports they need for AGMs and regulatory compliance.
What we do
Our approach
Process
A clear process with no hidden stages, so you always know what is happening and what comes next.
We understand your savings products, loan policies, interest calculation methods, and current reporting requirements before designing anything.
We design the account structure, loan workflow, and interest calculation logic to match your SACCO's actual bylaws and policies precisely — this has to be exact.
Built with member accounts and savings first, then loan management, then reporting — each phase tested carefully given the financial accuracy required.
We migrate existing member records, savings balances, and loan histories from your current system or manual records, with careful verification against your existing books.
We train tellers, loan officers, and management separately, with particular attention to the loan approval and disbursement workflow.
We typically run the new system alongside your existing process for a period to verify accuracy before fully switching over — critical for financial systems.
Pricing
Every project is quoted on scope after a short discovery call. See our pricing page for standard website packages.
FAQ
Straight answers on cost, timelines and what happens after launch. Still unsure? Ask us on WhatsApp.
A focused system for a smaller SACCO (savings + loans). A larger SACCO with multiple branches and complex products. We scope based on your member count and product complexity. We quote after understanding your requirements — see our pricing page for standard packages.
Yes. We integrate MTN Money and Airtel Money so members can deposit savings or make loan repayments directly, with transactions automatically posted to their account — reducing queue times at your office.
We build the interest and repayment calculation logic to match your SACCO's exact policies precisely, and test it extensively against manual calculations before go-live. Financial accuracy is non-negotiable for this kind of system.
Yes. We configure the system around your actual loan products, interest rates, and approval workflow rather than forcing a generic template — every SACCO's bylaws differ slightly.
Yes. We build reports formatted for board meetings, AGMs, and regulatory submission requirements, pulling directly from live data rather than manual compilation.
We build with role-based access control, audit trails on every transaction, and encrypted data storage — essential given the sensitivity of financial data and member trust involved.
A single-branch SACCO: 3–5 months. A multi-branch SACCO with more complex products: 5–9 months, including a parallel-run verification period before full cutover.
Yes. Retainers fromgiven the financial-system criticality, covering monitoring, urgent fixes, and report updates as regulatory requirements change. We quote after understanding your requirements — see our pricing page for standard packages.
Industries
We also design industry-specific websites for the businesses that most often need this software.
Tell us about your project. We review your needs, recommend a solution and send a clear quote, usually within 24 hours.
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